Be assured of your loved ones' financial security with lifetime coverage for death and terminal illness coverage of up to age 99.

Earn potentially higher returns via the Index Account that is tied to an internationally recognised index S&P 500 with 115% Performance Multiplier of potential returns.

The Index Account offers an optional feature, the Automatic Premium Spread Option, which enables you to mitigate the risk of market volatility by automatically spreading your premiums across 12 months.

- Flexible premium payments; and allocation into Fixed Account and/ or Index Account.

- Option to change Life Insured, rebalance and allocate the values between 2 accounts.

If you choose to surrender your policy, rest assured that you will receive the higher of the Policy Value less Surrender Penalty or the Minimum Surrender Value at a fixed rate of 2% p.a.

Benefit from standard non-smoker policy charges if you want to quit smoking.